Global Meltdown

Credit to C.Green at (www.mymoneyuniversity.com)

As previously communicated, the Euro zone has expanded into a global
meltdown. Keep in mind that they do not have the facility (like our Federal
Reserve) to resolve liquidity and confidence problems by independently
printing more money to "satisfice" the investment community. Risk is being
taken off the table more and more, and any rises in the markets can be
mostly attributed to short-covering (how I characterized Friday's rise) and
bottom fishing. My suggestions is to stay net to at least 50% cash, and
ONLY buy on BIG dips in sectors we like in China and dividend stocks in the
consumer non-cyclical sector in the US, using wide bands at support levels
and dollar-cost-averaging.

The meltdown can't last forever, and eventually the market will recognize
some very good values. I believe the risk is lower in China with the best
growth level and growing middle-class. Keep your thinking caps on and don't
disengage from the market. There is as much to learn from down markets
about risk and reward as there is about up markets. Continue to build and
maintain your watch lists for the best opportunities when you deploy cash.
Down markets can be effectively managed with these strategies. I would
suggest that you revisit the Play To Win section of the ebook (The Money
Game) for perspective the current market climate.

If you have stocks in your 401k or 403b, I would reiterate to be in all cash
or at least 50% in cash to mitigate the current market climate. Our basic
tenet in the Play To Win Club and IFP is to actively manage your accounts to
reduce risk and increase potential returns -- and WE DO NOT ascribe to "buy
and hold." This is not your father's stock market anymore, and will MUST
adapt our investment strategy to the zeitgeist of our time. Let the market
go where it wants to go, just stay ahead of the curve and don't try to
guess. Refer to the ebook or call me if you have questions about what you
should be doing now in accordance with you own circumstances.